Tag: Finance
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Reliable Sources to Learn About Forex
There’s no denying that Forex trading is one of the most complex online ventures listed in the CMC markets that you one can venture in. It takes years of perfecting the trade to navigate the murky waters of analyzing various fx trends and executing constructive and calculated strategies. But it is not entirely impossible, especially…
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Know How the Debt Service Coverage Ratio Decides Whether You Get a Business Loan
What’s worse than being in desperate need of a business loan only to be denied because your debt service coverage ratio is too high? Not knowing what it is at all! It’s hard enough to pull together all the information and fill out forms to get a business loan. But no lender will gladly dole…
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Funding Your New Business
Starting a new business from the ground up is both rewarding and exciting. You get to set your own hours and run the business your way without having to answer to anyone else. Unfortunately, one of the drawbacks to owning your own business is that in order to start, you typically have to have access…
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Brace for Paying Higher EMIs as Repo Rate Rises
The Reserve Bank of India (RBI) has recently hiked its repo rate (a rate at which the Central bank lends to financial institutions) and it is set to increase home loan EMIs. Yes, you read that correct! Your equated monthly installments (EMIs) may go up a bit as the Reserve Bank of India has increased…
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6 Ways to Reduce the Interest Rate on Your Small Business Loan
Being prone to financial crises is one of the most common issues that small businesses have to tackle. Furthermore, severe market competition can lead to instability in revenues and working capital. Also, those who are looking to set up a business may also find it hard to arrange funds as seed capital. Thus, entrepreneurs seek…
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Everything You Need to Know About Cryptocurrency Security
Bitcoin and other common cryptocurrencies have gained significant traction in popularity in recent times, but amidst all the hype, there should be no doubt in any investor’s mind that security should be a forefront concern. We all like to believe we are immune from online fraud or hacks… until we are not. Your cryptocurrency can…
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Good Financial Habits to Develop in Your Twenties
The vast majority of income earners struggle with debt and similar financial issues. While some of us keep sinking deeper into debt, others gradually manage to get out of it. Ideally, you should be in the latter group. If you are worried about the finances of the future, here is a list of good habits…
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When Should One Go for a Medical Loan?
Depending on the ailment, undertaking a surgery or medical treatment in India can be very expensive, with costs ranging from 5 to 10 lakhs or even higher. Additionally, over 80% of Indians are not covered under any health insurance plan, thus are exposed to the risks of a financially crippling hospital bill in case of…
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4 Tips to Manage Your Finances After University
It is wise to start thinking about financial planning before you graduate so that you’re prepared for money management when you start earning. Although there may be other things on your mind such as exams, dissertations and deadlines, being able to manage your funds effectively can help achieve many financial goals and you should start…
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Personal Priorities: How a Finance Degree Can Help You to Become a Master of Your Own Money?
Money makes the world go around, and as a result, society is highly reliant on the financial system. Finance touches everyone and everything; from the newly-wed couple needing to borrow some money to buy their first home, to large corporations needing to secure capital for a new venture. Understanding and utilizing the financial system through…
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Determining the Right Quantum of Debt for a Company
Most of the business in modern times runs on credit. From suppliers to customers, business is based on credit transactions mostly and hence a chance of debt formation is inevitable and unavoidable as well. What you can do is manage such debt effectively and wisely to prevent its accumulation and reaching unmanageable limits hen situations…
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Looking for a Business Loan? 6 Things to Avoid Before You Apply for a Business Loan
While dedication, perseverance and hard work play an imperative role in the success of the business, money is one such factor which is equally important, or you can say, holds more value than other parameters. You can either fund your business from your savings or apply for a business loan. With a rise in the…