Tag: Finance
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Good Financial Habits to Develop in Your Twenties
The vast majority of income earners struggle with debt and similar financial issues. While some of us keep sinking deeper into debt, others gradually manage to get out of it. Ideally, you should be in the latter group. If you are worried about the finances of the future, here is a list of good habits…
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When Should One Go for a Medical Loan?
Depending on the ailment, undertaking a surgery or medical treatment in India can be very expensive, with costs ranging from 5 to 10 lakhs or even higher. Additionally, over 80% of Indians are not covered under any health insurance plan, thus are exposed to the risks of a financially crippling hospital bill in case of…
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4 Tips to Manage Your Finances After University
It is wise to start thinking about financial planning before you graduate so that you’re prepared for money management when you start earning. Although there may be other things on your mind such as exams, dissertations and deadlines, being able to manage your funds effectively can help achieve many financial goals and you should start…
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Personal Priorities: How a Finance Degree Can Help You to Become a Master of Your Own Money?
Money makes the world go around, and as a result, society is highly reliant on the financial system. Finance touches everyone and everything; from the newly-wed couple needing to borrow some money to buy their first home, to large corporations needing to secure capital for a new venture. Understanding and utilizing the financial system through…
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Determining the Right Quantum of Debt for a Company
Most of the business in modern times runs on credit. From suppliers to customers, business is based on credit transactions mostly and hence a chance of debt formation is inevitable and unavoidable as well. What you can do is manage such debt effectively and wisely to prevent its accumulation and reaching unmanageable limits hen situations…
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Looking for a Business Loan? 6 Things to Avoid Before You Apply for a Business Loan
While dedication, perseverance and hard work play an imperative role in the success of the business, money is one such factor which is equally important, or you can say, holds more value than other parameters. You can either fund your business from your savings or apply for a business loan. With a rise in the…
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5 Must Follow Tips to Make Financial Management Easy
Educating yourself about personal finances is crucial for the survival and growth of your business. Not only will good financial management help your business flourish, but it also allows you to use your resources and achieve business objectives efficiently. You can fulfil your commitments to stakeholders and gain competitive advantage while preparing for financial stability…
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How to Make the Most of Your First Credit Card?
Getting your first credit card feels like you’re on cloud nine. You can now buy things that you cannot afford before – and the best part is that you do not need cash; instead, you will just swipe this magic card and voila you got it! But before you get yourself in trouble thinking that…
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5 Ways to Get the Financial Hookup for Your Next App Idea
Even with the best ideas for apps or software, you still have to get that initial financial backing in order to take an idea from concept to reality. But just because you’re an app developer, doesn’t mean that you’re great automatically at the business side of things. And for that, you might need some helpful…
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5 Financial Hints for People with Bad Credit
Bad credit is not a rare occurrence in America. Millions of Americans have painful economic scars listed on their credit report. A low credit rating can be quite the roadblock in life. Applying for a home loan or buying a new family vehicle is never an easy accomplishment with a bad credit history. Sometimes, it…
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Finding Your Way to Financial Freedom
There can be a whole lot of mini ‘how-tos’ that you follow during your lifetime, but one of the big ones that you can always use to put yourself on the path to success is ‘how to find your way to financial freedom.’ And this can mean a lot of very different things to different…
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Get to Know How to Buy the Top Cars of 2015 with Financing Options
There are certain cars, like sedans, hatchbacks and SUV’s that retain their value over a longer period of time. The demand gets higher and even the resale prices are not very less. Traditionally a lot of cars have been bestowed as the best performing cars by the critics. However, there have been unexpected shifts this…