A credit card balance transfer is a common option for those with credit card debt. This process allows a consumer to move a portion of their balance from one account to another. Often, the account will be held at a different institution than the one being transferred. A balance transfer is a process of transferring … Read more
A credit card is a thin piece of plastic that is issued to users and used for making payments. Users of credit cards are typically referred to as cardholders. Having one enables them to pay for goods as well as services that they get from different merchants and businesses. Often the card issuer is a … Read more
Having credit cards seems to make things a little easier in life. With a significant part of the approved limit remaining on your cards, you feel comfortable buying things you want at any time. You may already have a sense of how credit cards work and how to deal safely with a credit card, but … Read more
When you are in debt, things will not be pretty for you. There will be circumstances why you found yourself in debt, but what matters is that you are aware of your situation and that you are ready to take it on. Especially if you are in a dire situation, settling your debt for a … Read more
In a recent statistical study started by Finder, over 40% of entrepreneurs in America took out loans to finance their businesses in 2019. This number represented a massive drop from the previous years, and it is a clear illustration of the number of people who rely on loans to finance their businesses. Notably, no bank … Read more
In today’s world, credit means everything, and you often have to borrow money for a variety of reasons from buying a car to handling and emergency or starting your own business to improve your financial position. Knowing your credit score, understanding it, and knowing where you can borrow anyway even if you have bad credit … Read more
Bad credit is not a rare occurrence in America. Millions of Americans have painful economic scars listed on their credit report. A low credit rating can be quite the roadblock in life. Applying for a home loan or buying a new family vehicle is never an easy accomplishment with a bad credit history. Sometimes, it … Read more
As adults, we all thoroughly understand the importance of the old saying, “Hindsight is 20/20.” Looking back on life, the things we should have known are much easier to see. The best thing we can do about this is pass the knowledge down to a younger generation and hope they are not quite as stubborn … Read more
There are many things that can factor into having poor credit. It doesn’t mean that you handled your money improperly. While many people with bad credit made bad decisions with credit cards and loans, some may have lost their jobs or their homes. Other things that can lead to bad credit are divorce and bankruptcy. … Read more
Credit repair companies are an excellent resource for those of us with a questionable credit history. Bad credit scores can make life much more difficult than is necessary. Young people often make several financial mistakes due to a lack of education in personal finance. A low credit score does not necessarily mean that a person … Read more