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Credit Card Basics – All That You Need to Know

March 20, 2020 by Atul Kumar Pandey

Credit Card

Having credit cards seems to make things a little easier in life. With a significant part of the approved limit remaining on your cards, you feel comfortable buying things you want at any time. You may already have a sense of how credit ...

Steps to Settle Your Debt: Know What to Do When the Time Comes

February 26, 2020 by Atul Kumar Pandey

Settle Your Debt

When you are in debt, things will not be pretty for you. There will be circumstances why you found yourself in debt, but what matters is that you are aware of your situation and that you are ready to take it on. Especially if you are in ...

The Necessity of a Personal Credit Score on a Business Loan

August 17, 2019 by Atul Kumar Pandey

Apps

In a recent statistical study started by Finder, over 40% of entrepreneurs in America took out loans to finance their businesses in 2019. This number represented a massive drop from the previous years, and it is a clear illustration of the ...

5 Ways to Borrow Even with Bad Credit

August 22, 2018 by Atul Kumar Pandey

Borrow Even with Bad Credit

In today’s world, credit means everything, and you often have to borrow money for a variety of reasons from buying a car to handling and emergency or starting your own business to improve your financial position. Knowing your credit ...

5 Financial Hints for People with Bad Credit

January 22, 2017 by Atul Kumar Pandey

Bad credit is not a rare occurrence in America.  Millions of Americans have painful economic scars listed on their credit report.  A low credit rating can be quite the roadblock in life.  Applying for a home loan or buying a new family ...

5 Things We All Should Have Learned in School

January 20, 2017 by Atul Kumar Pandey

As adults, we all thoroughly understand the importance of the old saying, “Hindsight is 20/20.”  Looking back on life, the things we should have known are much easier to see.  The best thing we can do about this is pass the knowledge down ...

Are You Ready to Repair Your Credit?

January 20, 2017 by Atul Kumar Pandey

There are many things that can factor into having poor credit. It doesn’t mean that you handled your money improperly. While many people with bad credit made bad decisions with credit cards and loans, some may have lost their jobs or their ...

Top Credit Repair Companies for Those with Bad Credit

January 20, 2017 by Atul Kumar Pandey

Credit repair companies are an excellent resource for those of us with a questionable credit history.  Bad credit scores can make life much more difficult than is necessary. Young people often make several financial mistakes due to a lack ...

You Won’t Enjoy Retirement with Bad Credit

November 12, 2016 by Atul Kumar Pandey

Do you have bad credit? Are you hoping to retire someday, get a home in a warmer climate, and spend your days leisuring around golf courses, spas, and on cruises? If you are, you may want to get working on that bad credit right ...

5 Smart Credit Decisions

November 12, 2016 by Atul Kumar Pandey

If you approach the idea of financial credit from a smart and reasonable perspective, you'll improve your chances of being able to buy the things that you want or need much more easily in the long run. However, there will be a few general ...

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